The rise of the personal computer is also the origin of home budgeting software.
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Software like VisiCalc, which was the first spreadsheet program for personal computers, gave users a chance to see their data in front them in a clean, simple and orderly manner. In fact, one of the first programs on home computers, the spreadsheet, was quickly turned into a way for people to balance their checkbook. Most budgeting software is connected directly to your bank account and works essentially like a smart checkbook that automatically balances and suggests ways to save money.īudgeting software has been around for a long time. It can help you meet financial goals to make new purchases and give you long-term views of your investments, your spending habits and perhaps most importantly, help you tuck away a little bit in case of emergencies. Creating and sticking to your own budget can be difficult, which is exactly why budgeting software can be handy both on a personal and small business level. Which open source budgeting app will you try? Do you have a favorite tool that I didn't mention in this list? Share your thoughts in the comments.Jupiterimages/Brand X Pictures/ Thinkstockīudgeting software is probably something most of us don't think about too often, but according to most personal finance experts, it's one of the most important tools to ensure financial success. To use OpenTaxSolver successfully, you'll need keen attention to detail, but you won't have to worry about doing the complicated math. Contrary to popular belief, open source tax preparation software exists! Author Jessica Cherry did the belaboring research and introduces our readers to OpenTaxSolver in this article. Many folks purchase TurboTax or use an accountant or tax service to do their taxes. The dreaded tax season can be a stressful time for many Americans. Not only is GnuCash a great option for taking control of your personal finances, but it also has features like invoicing to help you manage your small business. There is a slew of documentation available, but our very own Don Watkins guides you through the steps of setting up GnuCash on Linux in this tutorial. Like the other budgeting tools mentioned here, GnuCash can be used on Windows, macOS, and Linux. Learn how to get started in Jessica Cherry's tutorial. Finally, you can use a tool to help you make wise decisions about your money without spending more money. In fact, you can export and import Quicken files to HomeBank, which makes transitioning to this open source app a breeze. HomeBank is free, yet it has plenty of analysis and transaction features like its proprietary counterparts. HomeBank is another great option for open source users of all levels. In this budgeting tutorial, author Jess Weichler has done a lot of the work for you by including a handy, downloadable template. The template already has expense categories like utility bills, groceries, dining out, and more, but you have the freedom to customize it to your lifestyle. In a second article, she shows you how to create your own templates. If you've used proprietary spreadsheets like Google Sheets or Microsoft Excel, the LibreOffice Calc template will be very familiar. I recommend using LibreOffice Calc to any open source newcomer who wants to start budgeting.
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